Snake pit

It’s getting so hard to continue being overworked at this toxic environment any longer. Not only am I extremely overloaded, there will always be someone finding opportunity to get me in trouble and give me a very hard time. The blame culture here is thick. There are some people when they smile it makes me more uncomfortable. Their presence can make me totally uneasy. There is one Indian guy who is like that. I rather face a poisonous snake. Often, I have to  try so hard to control myself not to resign. I think of my long term medical expenses, my insurance premiums, and just in case I need company’s co-payment for surgery if I decided to get it. Sounds scary but it’s all female related health condition. I’ve discovered a few more white hair this week that wasn’t there before. 

I look at my mortgage outstanding all the time. I still owe almost $196k with a 2.6% interest. My dream is to clear it in less than 10 years with an extremely frugal lifestyle. Not started on this lifestyle yet due to some situation that requires my financial support. Clearing my mortgage in 5 years will be a miracle. It may happen if my partner will help me and willing to go through extreme measures with me. How do I do this when I take home less than $3k monthly with other people to take care? I do not think that I’ll be able to get better salary elsewhere without getting myself stuck somewhere deserted or offshore. 

The conclusion why I am still sticking around with this shit job is,

1) co-payment claim for monthly outpatient medical expense 

2) in case I need surgery and need to be on a payroll while recovering. 

3) pay expensive insurance 

4) pay expensive Singapore mortgage

5) being able to support love ones.

I’ve spent quite a bit improving my 80s flat and giving extra cash to love ones these couple of months. I have to keep reminding myself to be so frugal after feb’s festive period. Reminders to be frugal are the above points and needing to free myself from horrible toxic workplace people.